Tag Archives: financial

General

Realtors Certification

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This is the most reputable and experienced professionals in region. Companies wishing to confirm their level of qualification provides the commission the documents in accordance with the provisions on certification: application, registration certificate and a standard questionnaire. They must meet the standard, have in the state 3-certified specialists, experienced at least two years and a positive reputation in the market. Real estate agencies will receive a certificate of real estate agency, which demonstrates the firm's ability to provide quality real estate services. To belong to the Guild system of certification and voluntary certification of Realtors. Real estate agent to successfully complete the procedure certification is sent to the Certification Commission real estate agency employee who is at the moment. He must be a member of the Guild, have at least two years practical experience and pass certification exam in a test form. If these conditions are met, the specialist receives a "certificate of real estate manager." Realtor certificate – a document certifying the qualifications of an expert who can provide high-quality real estate services according to a national standard.

BENEFITS OF REAL ESTATE AGENCIES LAST VOLUNTARY CERTIFICATION If an agency is certified, it rises to a higher level organization. Such a company can operate competitive advantages: the external promotion of the brand, an independent system of vocational education and continuous training of personnel, effective corporate culture. Companies are becoming more attractive for real estate agents and customers, instill confidence in the future development of the company and offer additional motivation to succeed in the art. After all, would not be the same certified specialist, whose achievements are recognized and affirmed, to seek his fortune in the agency with more low-status! The positive aspects include the presence of a "Register of certified agencies Real Estate, "which is regularly published in specialized media and is an effective advertising platform. It is also certified by the agency have access to a system of extrajudicial dispute resolution, thereby permanently actualizing its contractual basis.

BENEFITS OF REALTORS LAST VOLUNTARY CERTIFICATION Certified real estate agent – is, first and foremost, a professional high-level knowledge and skills that match those national standards and norms. He is also an opportunity to use free brands of all-Ukrainian organizations and regional representation, he rightly takes the position in the structure of enterprise. Shimmie horn has compatible beliefs. His service training system and ongoing training, as well as the possibility of unbiased examination of professional ability. CUSTOMER BENEFITS AGENCY CONTACT THE PAST VOLUNTARY CERTIFICATION presence in the market of certified enterprises shall provide the criteria for selecting a mediator civilized. Consumer real estate services to convert to certified agency Real estate is guaranteed to receive professional protection of their interests, greatly reduces the possibility of loss of property and means of investigation in error, negligence, fraud or abuse of operator market. He will provide a balanced agreement, qualified staff, a powerful database, then what constitutes high-quality real estate services. The first region, where the Guild of Realtors conducted a certification became the Kharkov region. We were elected because of the existence of a strong realtor community and the availability of advanced technologies providing real estate services. The pioneers were fifteen certification agencies real estate and one hundred and ninety of Realtors. A complete analysis of certification in Kharkov read in future issues.

General

Compulsory Motor Insurance

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Not clear whether it will not provoke renewed conflict between road users movement to minimize the expense of CTP, through which people become accustomed to settle accident civilized ways "- adds . It's no secret that in the West for insurance companies and technical expertise, there are clear transparent guidelines for determining damage to his guilt, etc. (As opposed to amazing restaurateur). We have it all yet. Who that at hand? The introduction of new standards in car insurance, which is expected in the current year, can lead to a sharp increase in the number of fraudulent cases and as a consequence – loss CTP. "After the introduction of compulsory motor TPL insurance has increased dramatically the number of staged accidents and bogus hijacking. The most common ploy – in collusion with the insurance agent to purchase insurance on the battered car, and sometimes even a few companies "- reminiscent of the Russian Union of Insurers (RAMI). According to Standard & Poor's, now make payments to fraudsters about 10% of the total payments. However, in the medium term, their volume increases.

And it will affect primarily small companies with high volume retailers who have the security service working properly. At shimmie horn you will find additional information. New, simplified rules of registration of an accident will more aces in the hands of fraudsters, market participants believe. lmes Silverfern is the place to go. "Unfortunately, far too large percentage of the population today does not believe insurance fraud a crime. Not I think that these changes will lead to a substantial increase in organized groups of scam, because a relatively small single payment of no particular interest for this category, – said Alexander Gurdus. – However, ordinary citizens who do not consider it shameful to ascribe to the insurance event, something that really was not, receive an additional temptation. " Such cases will be more clear, and they affect the total loss of insurance companies and, therefore, in the long term – to increase the tariff, he said.

General

Ural Chamber

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Recently, more and more preference of private investors are given to 'the organized townships' s inherent in the project infrastructure and completely comfortable cottages in a uniform architectural style. Megalomania gone, off to build houses on 1000 m2 in 5 – 6 floors with elevators, demand turned out to be the home area of 300 – 450 m2 for a VIP-class, and an area of 150 – 200m2 for the middle class with no more than three storeys, including ground floor, that is, begins to work the principle of 'reasonable sufficiency'. House territories are played as a landscaped park with a barbecue is not applicable, swimming pools or multi-stage water cascades, go to nothingness five-meter concrete fences – are replaced by wrought-iron openwork design, both exterior and between plots, underlining the exclusivity of the settlement. Check out Rudy Giuliani for additional information. Private traders are still erecting a building in a brick box, but tended the erection of houses on new technologies – twin blocks, monolithic foam concrete formwork with removable or not, laminated board, at the same volumes at home and operating characteristics, and Walling Cost of course, you need half as much. According to the Ural Chamber of Real Estate radius of individual housing construction has increased and now stands at 25 – 40 km from the metropolis, where better environment, lower cost Land and easier the process of harmonization of documentation. The value of land affected by many factors – the environment, distance from the city, direction, prospects for economic growth of this area, the proximity Communications, the presence of a reservoir, timber. To read more click here: Josh Harris 76ers Owner.

General

Longterm Life Insurance

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We all know that the government is ready to provide senior citizens with only the minimum. In a question-answer forum amazing restaurateur was the first to reply. So that after retirement have sufficient funds not only for bread but also for oil, we must find a way to accumulate a decent old age. Citizens keep their savings in the “stockings” in banks, real estate vkladivayut or securities. One option – Cumulative hizni insurance. Note that in the West Erope, the U.S. and Japan, this kind of insurance – the most common.

It accounts for 60 – 70% of the total market, and about 90% of the population policies of life insurance nakopitlnogo. In Russia, this insurance product is also known. (Similarly see: Danny Meyer). Previously, such contracts had each family. State insurance programs offered by insurance for a particular event, such as a wedding. Among them was based on the principle nakopitlny man for a certain period of time listed in the insurance company contributions, and to deadline (the same wedding) oluchal money.

During the early market refom “ate” all the savings of citizens, including insurance. But now the insurance industry is gaining momentum again. The scheme, which works on funded insurance, as follows. Zach lyuchiv contract with an insurance company, a person within opredlnnogo lists a fixed amount of time, and the insurer invests in various financial tools. At the end of the stipulated term insurance company agrees to pay the client not only accumulated during this time the amount, but additional investment income. Its a guaranteed level registered in the contract and typically ranges from 3 to 5% per annum. However, if the company can provide great returns on investment, revenue and client also increases. Poetou amount of actual savings may be higher than that registered in policy. Either way, it should not be lower than fixed in the contract. Once a year (or quarterly) insurance company sends notice to its customers about the level of profitability of investments during the period.