Monthly Archives: August 2018

Spanish Law

Published by:

Spanish standard, said, does not guarantee an effective protection of consumers against possible unfair contractual terms on mortgages. The general counsel to respond to a question presented by a Barcelona Court on a complaint against CatalunyCaixa. The Attorney general of the Court of Justice of the EU (TUE), Juliane Kokott, concluded in an opinion that the Spanish Act of evictions violate Community legislation. The standard says, does not guarantee an effective protection of consumers against possible unfair contractual terms on mortgages. This opinion is not binding, but the Court follows its recommendations in 80% of cases.

General counsel responds in this way to a question submitted by the commercial court of Barcelona, which must settle a complaint lodged by a citizen against CatalunyCaixa, which forced his expulsion from housing occupied in January 2011 by non-payment of the mortgage. The citizen in question requests declared null and void one of the clauses of the mortgage loan and that, accordingly, the judicial process of foreclosure is considered also null. General counsel recalls in its conclusions that there is no on the right of EU harmonisation of the enforcement measures, it is the Member States establish procedural modalities. However, it requires that national procedural rules may not lead to that obstructs the invocation of rights guaranteed to the consumer by the European directive against unfair contractual terms. In this sense, the counsel considers that procedural regulation Spanish is incompatible with the directive, because it undermines the effectiveness of the protection that it pursues. Does not constitute effective protection against unfair terms of contract which the consumer, as a result of these clauses, need to support helpless the execution of the mortgage with the consequent forced auction of its housing, the loss of property that accompanies it and the eviction, and only later be legitimized to exercise the action of damages, highlights Kokott. The European standard requires the opposite: that consumer has an effective remedy to prove the unfair nature of the terms of your loan contract, merced to which, if the case, to stop enforcement. General counsel insists that the judge should have the possibility of suspending enforcement until it has been established the unfairness of a contractual term, in such a way as to prevent the Executive procedure believed to the detriment of the consumer a situation that later is very difficult or impossible to repair. Judges now begin to deliberate and the judgment shall be made at a later time. View more: Attorney of the Court of Justice of the EU says that Spanish law of evictions is illegal.

Daniel Goleman

Published by:

Although the concept of emotional intelligence is in fashion in the world business, as a tool to understand the labor productivity of people, mostly entrepreneurs when they started their project did not have a structure of managers or advisors who support them in this difficult stage. Facing the challenge of properly coordinating the efforts of his team and of course having to carry the relationship with its partners with temple and knowledge psychological coping with difficult situations or conflict, that emotions play an important role and can culminate in a success or a failure. As well as the entrepreneur devotes time to the assessment of the feasibility of the project, in the same way it is very important take you enough time to think if you know enough to their future partners and of course if enough he himself is known as nature to respond prudently to critical situations or conflictin order to be able to carry the project successfully to the problems that may occur. It generally describes the successful entrepreneur as he who you have the skills to persuade and channeling its team and partners towards success in the goals of the company, however this description would have to add the variable of emotional intelligence, as a variable that provides the ability to control their impulses, and be able to negotiate effectively with its partners, in spite of the frustrations and conflicts by critical situations. Include reference to the entrepreneur Daniel Goleman’s book: emotional intelligence, which makes a study on persons lack of tempering to control negative emotions and that can be a victim of an emotional outburst that prevent them from concentrating, remember, learn and make decisions with clarity. Danoiel Goleman does not walk with rodeos, to quote the phrase in his book: stress estupidiza people.

For companies of a certain magnitude, the legal scope provides clear rules to carry out the project. In fact at the time of setting up a company with several shareholders, lawyers take care that the statutes reflect the interests and participation each of the shareholders. Achieve this structure is more complicated in small and medium-sized businesses, because the partners or shareholders in the majority of cases involved in the direction and management, providing knowledge, experience and work, that if they are agreed the outcome of this work with other partners in team surely is a total success. But but they agree on the decisions and the administration of the company, being not so elaborate legal risk in conflict situations are very high. In conclusion, while starting a business with partners has greater possibilities of success, it is also very important put into question if we know enough to our future partners or shareholders from the point of view of emotional intelligence, if we are sure that greed they have is positive and focused to seek the joint success of the business. Once we have the assurance of sharing company with partners who are willing to initiate or proceed with reductions in costs and expenses, in addition to investment minimum, we can say that we have a team with a high probability of success. C.P. Bulmaro Crespo original author and source of the article.

Artificial Intelligence

Published by:

Experts say that if a user spends 10 minutes a day to search for something, 90% of the time say, is needed to locate what you are actually looking for. it means intended to find the answer nine minutes, assuming you find it. If the commitment to find an answer is 9 minutes, represents the total time spent by Spanish to find the information you really want is 126 million minutes, or what is the same, 2.1 million hours. How long will this last? What does it cost to companies who spend time workers to find information? There are already very advanced initiatives, which have for many years analyzing the “bad” performance of search engines and the “good” business they have generated in their coffers. Initiatives that will soon see the light. Initiatives understand phrases SA SA that understand the amount of words, to understand questions and only issued the results that have concrete answers to what really wonder or searching. These initiatives, which have names and surnames, the only thing they’re after is a user, when searching for something on the internet, either in a web search engine or by online information and tools dedicated to education, find a blow-click exactly what you’re looking for.

This tool of Artificial Intelligence named and developed by a team of programmers led by D. Telecommunications Engineer Ismael Cassar, who has spent over twenty five years to take advantage of Artificial Intelligence, it turns out to current conflicts seekers who have given encouragement, ideas and enough clues to a private equity group has invested and Catalan relied on him for the past five years and would have allowed it to continue and have prepared the launch of its I Responding tool for the end of the year 2010. In tests we have witnessed, the system only gives an answer. Sponsored will link to related content that is sought, based on descriptions of specific products. The times to find the answer you are looking for will be less than the time it takes to put I Responding (or current standard form) that you want to find out.

From GO Media, Inc., we understand that I Responding will revolutionize the current response systems in the network, the ‘search’ ‘internal Websites and mobile search, which also allow voice responses. Probably the current search engines and telecommunications companies will have to come to understand how it works or get a new version of what currently exists.

Immoral Theological Education

Published by:

of beginning, the catolicismo. After the Reformation, the protestant Christian universities had developed its proper theological courses. Of one it forms or of another one, the courses were on to the official religion of the State. The separation between Church and State, established for the great republican majority of regimes and for the monarchies constitutional, modified this situation allowing the plurality of theological orientaes. This, however, did not create no conflict with the State or between the diverse religious orientaes, for not having, in the organization of the systems of education of almost the totality of these countries, the institution of minimum resumes or curricular lines of direction. It was established, in such a way, one> plurality of orientaes.

With Brazil, the tradition of minimum resumes or, more recently, of national curricular lines of direction, associated to the question of the validity of the diplomas of superior education for ends of professional exercise could intervene with religious pluralism. In fact, the establishment of a minimum resume or national official curricular lines of direction could constitute a mediation of the State in faith questions and wound the beginning of the separation between Church and State. Perhaps, also, either this the reason for which the courses of Theology had not been generalized in Brazilian universities, but if had located preferential in the religious seminaries. In terms of the academic autonomy that the constitution assures, it cannot the State hinder or curtail the creation of these courses. On the other hand, we must recognize that, in not if treating to a regulated profession it does not have, in fact, no necessity to establish curricular lines of direction that uniformizem the education of this area of LDB, the advance of the negotiations between the religious confessions and the respective commission of the Ministry of the Education, some courses of theology had received the recognition and credenciamento to function.

Manufacture Capreting

Published by:

The basic material needed to manufacture carpeting, is fiber. Fibers can be natural or artificial origin. Fibers of natural origin, in turn, divided into vegetable and animal materials. Among the natural plant materials for the manufacture of carpets are used, such as linen, cotton, jute, sisal, coir, and others. Materials of animal origin – is silk and wool. Artificial materials can be based on vegetable (viscose, rubber) or mineral (glass fiber, metal fiber) material, as well as synthetic. Today, thanks to its qualities, including reasonable cost, durability and special technical properties, an increasing proportion of the market gaining synthetic materials polypropylene (PP); polyamide (PA) or nylon polyacryl (RRA); polyester or, as it often called, poliester (PES).

Currently, the most widely used for the production of polyamide and polypropylene carpet fibers and wool. Cotton, polyacryl, polyester and viscose are used in much smaller amounts. Of course, each of the materials used for the manufacture of carpet pile, has its advantages and disadvantages. The choice of a particular species depends on where this will be used carpet. Polyamide fiber (nylon), polyamide fiber or Nylon (invented by DuPont in 1938) is the most expensive synthetic material, but the most common. This is explained by its properties, which are laid during the production process at the molecular level: elasticity, abrasion resistance, antistatic (from branded fibers) and high fire rates. Well painted, which allows create a wide color gamut. The most well-known manufacturers branded polyamide fibers: basf, DuPont (produces nylon 6.6 fiber Antron , anthrone), Solutia.

Delicate Silk

Published by:

A mixture of silk and cotton were also not a good solution: the villi glided over the body, not soaking wet. Finally, there were towels with minimal (just over 5%) adding silk: in this case these towels absorb moisture cotton, smooth and shiny silk pile gives. And yet so pure cotton remains a top seller. Cotton towels make up nearly 90% of all manufactured products of this type. They are ideal maintain machine and hand washing. Recommended by dermatologists for skin diseases in all parts of the body and all skin types. Very comfortable, not afraid of water and soak it well, not hard. But there is such towels significant negative – they quickly wear out.

Jacquard towels are two-sided structure, created on special looms, so the eyelets on them is smaller and differently vyvyazany. As a result, more complex production price jacquard towels above. Velour towels are clipped loops, thereby creating soft tissue, similar to the one we usually feel on velvet. By slipping on soft porosity of the skin and, according to experts, are superior to other kinds of towels, but they are expensive. Wash towels in warm water should be. Because of the delicate structure and the convex parts (loops), they can not over-tighten, Squeeze and rub. Even if the towel is soiled, it is still not "torment" of its large number of chemical agents. And never use powders with chlorine, it has a destructive effect on the fiber. Never wash towels with products that contain buttons, hooks, etc., can break the loops of towels.

Skewers

Published by:

Summer – the time when you want to happen more often in nature. And, of course, nice to relax Prepare a tasty and succulent barbecue pork. But wait, it's important to choose the meat for shish kebab. It is desirable that pork was young and fresh, not frozen. Meat should be light pink. And when you click on it to quickly restore the form.

Barbecue is better to choose collar – the most tender meat. But it is well suited and ham, loin and loin. Further, it is important to marinate the meat. Avoid using mayonnaise and vinegar. Interrupting the very first taste of meat, and the second – it dries.

To prepare the marinade, take the onions (the proportion of meat 1:1) black pepper and dry white wine. Leave the meat to marinate for several hours. It is believed the longer the pickled meat, the softer will be barbecue. Then lubricate the skewers with fresh cut onion and put them on pieces of meat. Here important pieces of string along the fibers. Roast until the meat is not completely fry. Enjoy your meal.